Overview of Navient Student Loan:
Navient is a US-based corporation that provides student loan services situated in Wilmington, Delaware. With the student loan service is provided by Navient now needy students can pay for their college and tuition to complete their higher studies. Being a nationwide loan lender in the Student Loan Management system Navient always tries to support their customers with their innovative customer service and helps them to make decisions to fulfill their dreams.
Navient is one of the selected groups of companies that provide students and parents federal loans for the U.S department of education. It always helps their customers to repay their debt and to build good credit. Navient also provides private student loans to achieve their financial success, but the terms and conditions of the private student loan are a little bit different from federal education loans.
Why to chose Navient Student Loan:
If you are looking for a student then you can choose Navient as your loan partner for the below beneficial reasons:
- Federal and Private student loan.
- Various repayment plans.
- Income-Driven Repayment plans for federal student loans.
- Federal loan consolidation.
- Forgiveness, cancellation, and discharge of loan amount for conditional unhealthy situations.
- If you are a member of the Military you qualify for both federal and private loan.
Product and Services Offered by Navient
Being a loan lender company Navient is quite popular to its consumers. It is popular for the quality services it provides to its customers. The services provided by Navient are:
- Federal Student Loans: Through the William D. Ford Federal Direct Loan Program or the Federal Family Education Loan Program the Federal student loans are made. Federal Student Loan has three repayment plans:
Standard Repayment Plan: This plan has a duration of 10 years, with a fixed monthly minimum payment of $50.
Graduated Repayment Plan: This repayment plan has a payment duration up to 10 years to 30 years. This plans payment amount is lower at first then gradually increase, usually every two years.
Extended Repayment Plan: Extended Repayment Plan provides you the time of 25 years to repay your debt. An extended plan can be consolidated with both a Standard and Graduated Repayment Plan.
- Private Student Loan: Private student loans are originated by banks, credit unions, or finance companies, for the students who need to borrow a little more than the federal loan limits allow. Private student loan eligibility conditions, interest rates, terms, and options vary by lender, loan program, and promissory note.
Navient Student Loan Login Procedure:
To repay your debt or to manage your account you need to log in to your account first. For successful login you need to follow the below process:
- Open the official website with the link www.navient.com
- Now enter your User Id and Password in the login section.
- Click on the “Remember My User Id” option to remember your login credential. Click on this option only when you are using your personal device for login otherwise skip this step
Now to complete the login procedures click on the “Log In” option.
Navient Student Loan login from Mobile:
Now you can also login to your account with your apple and android device with the help of Navient Student Loan application by following the below process.
Navient Student Loan Account Login from an Apple device:
- You need to download the Navient Loan app from iTunes.
- Now install the Navient app on your device.
- Open the application. The Navient Student Loan login menu should pop up when you open the application.
- Enter your Navient Student Loan account username and password
- Now tap on the “Log In” button to log in to your account.
Navient Student Loan Account Login from Android device:
- You need to download the Navient Loan app from Google Play.
- Now install the Navient app on your device.
- Open the application.
- Enter your Navient Student Loan account username and password in the login menu.
- Now click on the “Log In” button to successfully login to your account.
How to Reset the Password of Navient Student Loan Account:
If you have forgotten the password of your Navient Student Loan Account, then you do not need to be a worry as you can easily reset your password with the below process:
- Open the official website with the link www.navient.com
- Now click on the “Forgot Password” option in the login section.
Enter your user id, social security number or account number and date of birth then click on the “Submit” option.
How to Find User id of Navient:
To find the forgotten user id of your Navient Student Loan Account you need to follow the below process:
- Open the official website with the link www.navient.com
- Now click on the “Forgot User Id” option in the login section.
Enter your user id, social security number or account number and date of birth then click on the “Submit” option.
How to Register with Navient Student Loan:
To register yourself for the Navient Student Loan Account you need to follow the below process.
- Open the official website with the link www.navient.com
- Now click on the “Register” option.
Go through the User Id and password creation conditions and then click on the “Next” option.
Enter your social security number, account number, date of birth, email address, phone number, and Zip code then click on the “Next” option.
Now select your user id and password then press the “Next” button.
Thus, you have to complete two more steps to successfully register yourself to the Navient Student Loan online account.
Navient Customer Service:
- FFELP and HEAL Student Loans:
Call: toll-free at 888-272-5543
Monday – Thursday 8 am – 9 pm and Friday 8 am – 8 pm ET
Fax: 800-848-1949
International Fax: 001-570-821-6585
- U.S. Department of Education Student Loans:
Call: Toll-free at 800-722-1300
Monday – Thursday 8 am – 9 pm and Friday 8 am – 8 pm ET
TDD: 877-713-3833
Fax: 866-266-0178
International Fax: 001-570-706-8563
- Private Student Loans:
Call: Toll-free at 888-272-5543
Monday – Thursday 8 am – 9 pm and Friday 8 am – 8 pm ET
TDD: 877-713-3833
Fax: 800-443-9723
International Fax: 001-317-841-1713
- For Military Service Members:
Call: Toll-free at 855-284-4879
Monday – Thursday 8 am – 9 pm and Friday 8 am – 8 pm ET
TDD: 877-713-3833
Fax: 800-848-1949
International Fax: 001-317-578-6700
Email: militarybenefits@navient.com
- For School Aid Offices:
Call: Toll-free at 888-272-4665
Monday – Thursday 8 am – 9 pm and Friday 8 am – 8 pm ET
Fax: 866-266-0178
Email: collegeserv@navient.com
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