www.prosper.com – Apply for My Prosper Loan- A Peer To Peer Lending Services

Need a loan ASAP? Switch to My Prosper to get the best loan amount as well as interest rates. The flexibility it offers to the customers is unmatched compared to other lenders. Apply online or complete the application with a mailing offer, My Prosper is your target to fulfill your dream.

 

About My Prosper

Prosper is a leading peer-to-peer lending organization. Founded in the year 2005, it was the first peer-to-peer lending market place in the United States of America. To this date, Prosper has disbursed $17 billion in loan amounts to more than 1,020,000 clients.  The investors invest in the Prosper and the invested amount, in turn, facilitates the uplifting of the borrower to be socially and financially rewarding. On behalf of the matched borrows and investors, Prosper manages the borrowing, lending, and collection of loan repayment entirely online. The leading investors backing up Prosper are Institutional Venture Partner, Sequoia Capital, Credit Suisse NEXT Fund, and many more.

 

Why choose My Prosper

Here is the quick tour on the features of My Prosper and what makes it stand art from other lending services:

• Customers can choose from the loan amount of $2,000 to $40,000.
• Depending upon the loan amount and prosper rating, the loan tenure ranges from 3 to 5 years.
• Low and Attractive rates that are never increased.
• Zero penalties for full or partial prepayment.
• Quick and safe online application ensuring a transparent verification system as well as the fastest disbursement.
• A large number of loan products based on your credits.

 

Type of Loan offered

Here are the loan types offered by My Prosper. Perhaps the only peer-to-peer online lender offering such huge options!

• Home Improvement Loans.
• Small Business Loans.
• Short Term and Bridge Loans.
• Debt Consolidation Loans.
• Auto and Vehicle Loans.
• Baby and Adoption Loans.
• Green Loans.
• Military Loans.
• Engagement Ring Financing.
• Special Occasions Loans.

 

Eligibility Criteria

. Here are the simple eligibility criteria to be eligible for My Prosper Loans:

• The applicant must be a legal resident of the United States of America.
• The applicant must be 18 years or older.
• The applicant must have a valid government ID.
• The applicant must have an active bank account where the loan amount could be deposited.

 

Apply Online

As mentioned earlier, the application process is handled entirely online. Interested person can get started with the application following these steps:

• Open your browser and visit www.prosper.com.

 

 

• Click on Check Your Rates. My Prosper encourages the borrower to select their loan amount and interest rates first suggest the best possible loan amount and terns as per their convenience.
• Write down the amount that you would like to take aa loan.( $2,000 to $40,000)
• Click on the Continue
• Select your plan for utilizing the loan amount or the purpose of the loan.
• Select if you are an individual applicant or joint applicant.
• Tap on Continue.
• Enter your following details:

1. First Name.
2. Last Name.
3. Date of Birth(mm-dd-yyyy)
4. Email Address. The email address must be active and you shall be able to receive all the communication and notifications.

• Click on the Continue
• Those who are taking joint loans must enter the same information above about the co-applicant. Henceforth, the co-applicant must enter similar data and identity information as the primary loan applicant enters.
• Next, enter Street Address, City, State, and ZIP Code. (current residence)
• Enter the Primary Phone Number. By entering Cell Phone Number, you are consenting to receive SMS alerts and notifications from My Prosper.
• Click on Continue.
• Specify your Employment Status and Continue. For Salaried, Hourly Wagers, Self Employed, and Contractor, please specify the industry type and length of employment. Rest may skip it.
• Next enter the Individual Gross Income as well as Household Income.
• Specify if your income is directly deposited to the bank account.
• Pick the type of bank account(s) you own among Checking, Savings, Retirement, and Investment Account.
• Select the status of your property(Rent/Mortgage/Full Ownership)
• Mention the monthly payment in case of rent and mortgage.
• Specify the number of credit cards in your name.
• Enter the bank account details where your loan should be credited. The loan will be credited into the primary loan applicant’s bank account only.
• All the information entered above about the primary applicant and co-applicant must be correct and updated. Any discrepancies or incorrect info will straightaway cancel the application of the loan.
• Lastly, to manage the loan account, you need to create My Prosper Online Loan Management profile by creating a secured and unique password. Your registered email address will be used as the
• Click on Submit.
• Wait for sometimes on the page. Do not press the back button or refresh button. Your application status will be updated within a few seconds.
• A list of suitable loan amounts, along with their interest rate and repayment terms will be given. Select the best possible one to continue.
• It will take one business day to credit the loan amount into your bank account.

 

Online Loan Account

After application, you can log in to your online loan account for the following purposes:

• Check the status of the loan(before loan disbursement)
• Amount of repayment left.
• Interest rate.
• Check, view, and download e-statement.
• Important notification and alerts.
• Set up an auto-payment or make a manual payment every month.

 

Online Loan Account Access

There are two ways via which you can access your loan account:

Email Sign In Method

• Open your browser and visit www.prosper.com.
• Click on Sign In tab at the top right.
• Enter the email address that is registered with you My Prosper Account.
• Click on Continue.
• A secured link will be mailed to your email address.
• Click on the link to receive OTP in your registered mobile number and login.

 

Password Sign In Method

You can go old school and log in with your password:

• Open your browser and visit www.prosper.com.
• Click on Sign In tab at the top right.
• Tap on Use your password instead of the link.
• Type in your email address.
• Enter the
• Click on the Continue

 

Reset Password

If you log in using password method and forget your account password, here is how you can reset it:

• Open your browser and visit www.prosper.com.
• Select Sign In tab at the top right.
• Click Use your password instead of a link.
• Tap on Forgot Password.
• Enter your email address.
• Click on Send Email
• A password reset link will be sent to your email address.
• Click on the link to follow instructions and create a new password.
• After the password reset, return to the login page and access using the newly set credential.

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Customer Support

Phone

If you have any queries, requests, or complaints, get in touch with the customer assistance helpdesk at 1-(866) 615-6319.

Time: Monday – Friday

9 am – 8 pm (ET)

6 am – 5 pm (PT)

Email

Report any security issue at security@prosper.com

Mail

Write at:

Prosper Funding LLC

221 Main Street, Suite 300

San Francisco, CA 94105

 

References

www.myprosperoffer.com